Mortgage Insights & Tips

Yes. Self-employed borrowers can qualify using bank statement loans, asset-based programs, or 1099 income documentation instead of traditional W-2s and tax returns.

A jumbo loan exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. In 2025, that's any loan above $806,500 in most areas, used primarily for luxury and high-value properties.

A DSCR (Debt Service Coverage Ratio) loan qualifies investors based on the property's rental income rather than personal income, making it ideal for scaling a real estate portfolio.

The Starks Team is licensed in all 50 states. Whether you're buying in Arizona or investing out of state, Ken and his team can help close your loan.