VA Loans in Arizona: What Zero Down Really Costs
Zero down does not mean zero dollars. What an Arizona VA buyer actually brings to closing – the funding fee, who is exempt, and how seller credits work.
Can You Buy a Fourplex With an FHA Loan?
Yes – FHA finances 2-4 unit homes with 3.5% down if you live in one unit. The self-sufficiency test, 2026 Maricopa County limits, and the reserves you need.
Arizona Mortgage Rates Hit a 4-Week Low
Freddie Mac put the 30-year fixed at 6.67% for the week of August 13, 2026, and daily pricing hit a four-week low. What moved rates, and what it means in Phoenix.
Mortgage Points: When Paying to Buy Down Your Rate Actually Pays Off
What mortgage points cost, how a rate buydown works, and the break-even math that tells you whether paying points on your Arizona loan actually pays off.
How to Get Rid of PMI on an FHA Loan Without Refinancing
FHA MIP does not cancel like conventional PMI. When it drops off on its own, how the 11-year and 78% rules work, and when refinancing is the only exit.
Jumbo Loans in Arizona: What Counts as Jumbo and How to Qualify in 2026
In 2026 the conforming loan limit in every Arizona county is $832,750 – borrow above it and the loan is jumbo. What that means for your down payment.
Arizona Mortgage Rate & Market Update: Week of August 7, 2026
Freddie Mac put the 30-year fixed at 6.69% for the week of August 6, 2026 – a 2026 high. What moved rates, and what Phoenix inventory means for buyers.
Helping Your Parents Access Home Equity: A Guide for Adult Children
A guide for adult children helping aging parents tap home equity – how a HECM reverse mortgage, a refinance, and downsizing compare, and what to ask first.
7 Reverse Mortgage Myths That Keep Arizona Seniors From Asking Questions
We debunk seven common reverse mortgage myths for Arizona seniors 62+ – who owns the home, whether heirs inherit debt, and how the payout really works.
Arizona Mortgage Rate & Market Update: Week of July 24, 2026
Freddie Mac put the 30-year fixed at 6.58% the week of July 24, 2026. Here’s the Arizona rate trend, daily lender pricing, and what Phoenix home prices mean for you.