Your Home Financing Expert for Life
With 22 years of experience, Ken Starks and The Starks Team guide families, entrepreneurs, and investors through every step of the mortgage process—making homeownership dreams come true.
Welcome to The Starks Team
I am honored to be recognized year over year as a Top 1% Mortgage Originator nationwide.
Throughout my 22 years in the industry, my passion continues to be exactly what my team and I focus on the most—the families that we serve. Our clients and their families are what make our business great, and my team and I love to help make homeownership dreams come true.
Our sole purpose for being in business is to serve you and your family's financial needs relative to your mortgage. We want you to feel confident in your choice to buy or refinance, and we strive to ensure you understand each aspect of the loan process with timely and responsive communication.
Every member of The Starks Team is committed to these goals, and with our 40+ years of combined real estate, mortgage, and banking experience—we can confidently guide you home.
Ken Starks
Top 1% Mortgage Originator | NMLS #238990
A Mortgage Experience Like No Other
Whether you're a first-time buyer, seasoned investor, or looking to refinance, we have the expertise and programs to serve your needs.
First-Time Home Buyers
Guiding you through every step of purchasing your first home with low down payment options and personalized support.
Learn More →Investment Properties
Expert financing for real estate investors—from single-family rentals to multi-unit properties and house-hacking strategies.
Learn More →Jumbo Mortgages
Financing solutions for high-value properties exceeding conforming loan limits, with competitive rates and flexible terms.
Learn More →Self-Employed & Entrepreneurs
Specialized programs for business owners with complex income—bank statement loans, asset-based qualification, and more.
Learn More →Refinancing
Lower your rate, reduce your term, or tap into equity. We analyze your situation to find the optimal refinance strategy.
Learn More →Nationwide Lending
Licensed in all 50 states, we serve clients across the country with the same exceptional service as our Arizona neighbors.
Learn More →What Our Clients Say
Don't just take our word for it—hear from the families and investors we've helped achieve their goals.
"Ken was instrumental in helping our home loan close quickly and easily as we relocated to Arizona, despite the challenges we had to overcome. He has likewise helped dozens of our employees achieve their home ownership and financial goals—and his level of service has been exemplary!"
"I have used Ken and his team for over 15 years. Never had a deal not close. He has always had every solution my clients have needed and been totally on top of the details!"
"I have one word to describe Ken Starks—INCREDIBLE! He was extremely helpful each of the 3 times we have used him. I was never guessing on the status of my loan. He created an environment of open and honest communication, making our dream home a reality!"
Ready to Get Started?
Whether you're buying your first home, expanding your investment portfolio, or refinancing—we're here to help you achieve your goals.