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Category: Investment Loans

What Is a Debt Service Coverage Ratio (DSCR) and How Is It Calculated?

The debt service coverage ratio (DSCR) measures whether a rental’s income covers its mortgage. Here’s the formula, worked examples, and what counts as a strong DSCR.

DSCR Loans in Arizona: A 2026 Investor Guide

How DSCR loans let Arizona investors qualify on a rental property’s cash flow instead of tax returns – what the ratio means, typical terms, and when it fits.

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The Starks Team · Ken Starks, Independent Mortgage Broker · Equal Housing Lender

This is not a commitment to lend. Rates and terms are subject to change and depend on individual qualification. Equal Housing Lender.

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